An alternative to credit to help ease cost barriers.
Once you’ve connected your bank account, debit or credit card, the checkout process is as simple as a single tap.After the retailer confirms that the order is on its way we will charge your card for the first quarter amount. This means that you can take the time to try your order before buying it without the stress of upfront payment.Corporate social responsibilitySelect the option to pay later in 4 interest-free installments and enter your debit or credit card information. Other CA resident loans made or arranged pursuant to a California Finance Lenders Law license.Corporate social responsibilityFrom any captured amount, Klarna withholds a mutually-agreed-to service charge. You will be informed ahead of time.4 installments gives you the flexibility to shop without added interest. You will know instantly if you are approved and can complete the order right away.Choose to Pay in 30 days and enter simple top-of-mind information. From any captured amount, Klarna withholds a mutually-agreed-to service charge. Report returns directly in our app and only pay for the items that you keep. Copyright © 2005-2020 Klarna Inc. NMLS #1353190, 629 N. High Street, Third Floor, Columbus, OH 43215. How does Klarna charge for its service? Financing: Klarna provides a loan to buy products online and pay for them monthly over three to 36 months, at a maximum annual percentage rate of 19.99%. Klarna is one of Europe's biggest banks, providing payment solutions for 60 million consumers, through 70,000 merchants in 18 countries. For all payment options, Klarna charges a $0.30 fee plus variable fees up to 3.29% or 5.99%. At the retailer’s checkout Select to pay later with financing and choose your preferred payment plan. Their aim was to make it easier for people to shop online. It charges retailers a transaction fee. We will notify when it’s time to make the payment each month.Monthly financing through Klarna is issued by WebBank, member FDIC. No need for credit card numbers or complex information to complete the order.It’s free. Menu. Your principal settlement amount will be the captured amount minus any service charge. We’ll send you a notification once the payment has been processed. Depending on your credit history and the retailer’s promotions, you can qualify for 0.00%, 0.99%, 9.99 or 19.99% interest. Klarna partners with retailers looking to offer simple third-party financing solutions. Other CA resident loans made or arranged pursuant to a California Finance Lenders Law license.A new way to pay. *Select to pay later with financing and choose your preferred payment plan. You don’t have to pay anything.Complete the payment 30 days after purchase at no added cost. *You can easily make your payment online or in our app. It’s as simple as when making any other card purchase.Complete a simple, 4-step credit application with top-of-mind information. Monthly financing through Klarna is issued by WebBank, member FDIC. *The simplest one-time sign-up process you’ve ever used.
Klarna was founded in 2005 by three Swedish university students. Copyright © 2005-2020 Klarna Inc. NMLS #1353190, 629 N. High Street, Third Floor, Columbus, OH 43215. *Get a full overview online or in our app of your payments. You’ll be informed of an annual interest rate upfront before you complete the transaction.Every other week we will automatically charge your card one installment until the full order amount has been paid.
When you shop with a store that offers Klarna, you can select Klarna at checkout. Example "What is Merchant Portal" Search. *You will make the monthly payment online or in our app using bank transfer or card payments. **CA residents: Loans made or arranged pursuant to a California Finance Lenders Law license.Your 30-day payment period starts when the order is shipped. Your principal settlement amount will be the captured amount minus any service charge.We can help you as a merchant with all your questions. Was this article helpful?