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Each person’s situation is different and you need to talk to a Social Security claims representative about your choices.Besides being the natural parent, you could also be the stepparent, or the adoptive parent if you became the deceased worker’s parent before he or she was age 16.Benefits paid to you as a surviving divorced spouse won't affect the benefit amount for other survivors getting benefits on the worker's record.These are examples of the benefits that survivors may receive:If the deceased was receiving Social Security benefits, you must return the benefit received for the month of death and any later months.If there's no eligible surviving spouse, the lump-sum can be paid to the worker's child (or children) if, during the month the worker died, the child:If the sum of the benefits payable to family members is greater than this limit, the benefits will be reduced proportionately. The most you can collect in spousal benefits is 50 percent of your spouse’s monthly benefit at full retirement age (the age at which a person becomes eligible for 100 percent of the benefit calculated from their lifetime earnings). • Physically able to work. This makes you eligible to file a “restricted application,” which allows you to collect a spousal benefit while delaying benefits on your own earnings record. Synonyms for for your own benefit in English including definitions, and related words. Please enable Javascript in your browser and try again.You are leaving AARP.org and going to the website of our trusted provider. Find the answers to the most common Social Security questions such as when to claim, how to maximize your retirement benefits and more.Javascript must be enabled to use this site. (Any benefits paid to a surviving divorced spouse based on disability or age won't count toward this maximum amount. If they were living apart, the surviving spouse can still receive the lump-sum if, during the month the worker died, they:If you are the widow or widower of a person who worked long enough under Social Security, you can:If there is no surviving spouse, the payment is made to a child who is eligible for benefits on the deceased’s record in the month of death.If you are the unmarried child under 18 (up to age 19 if attending elementary or secondary school full time) of a worker who dies, you can be eligible to receive Social Security survivors benefits.Under certain circumstances, the following family members may be eligible:Certain family members may be eligible to receive monthly benefits, including:If you are the dependent parent, who is at least age 62, of a worker who dies, you may be eligible to receive Social Security survivors benefits.Benefits can be paid to the worker's children and the surviving spouse who is caring for the children even if the worker doesn't have the required number of credits.

How you return the benefits depends on how the deceased received benefits:Your survivors benefit amount is based on the earnings of the person who died. Please return to AARP.org to learn more about other benefits.That's because when you are eligible for two kinds of benefit, Social Security does not combine them but rather compares one to the other. The provider’s terms, conditions and policies apply. )The number of credits needed to provide benefits for survivors depends on the worker's age when they die. You may file a claim for UI benefits if you are out of work or your hours . • Unemployed through no fault of your own. To qualify for spouse’s benefits, you must either be: At least 62 years of age. Top synonym for own benefit (another word for own benefit) is own profit. If the spousal benefit is larger, Social Security pays your retirement benefit first, then adds enough of your spousal benefit to make up the difference and match the higher amount.Please leave your comment below.AARP is a nonprofit, nonpartisan organization that empowers people to choose how they live as they age.Explore all that AARP has to offer.You must be logged in to leave a comment.Your email address is now confirmed. Definition of for one's own benefit. If you have not worked or do not have enough Social Security credits to qualify for your own Social Security benefits, you may be able to receive spouse’s benefits. But, the younger a person is, the fewer credits they must have for family members to receive survivors benefits.A one-time lump-sum death payment of $255 can be paid to the surviving spouse if he or she was living with the deceased; or, if living apart, was receiving certain Social Security benefits on the deceased’s record.The monthly amount you would get is a percentage of the deceased's basic Social Security benefit. In this situation, you can receive your own personal benefit if it is greater than the spousal benefit. They can get benefits if the worker has credit for one and one-half years of work (6 credits) in the three years just before their death. It depends on your age and the type of benefit you are eligible to receive.If the person who died was receiving reduced benefits, we base your survivors benefit on that amount. No one needs more than 40 credits (10 years of work) to be eligible for any Social Security benefit. • Available for work. Your spouse is collecting his or her own Social Security retirement benefit. the base period to establish a claim, and be: • Totally or partially unemployed. : in a way that benefits oneself Since he owns the land, he thinks he should be free to use it for his own benefit.